How setting goals can impact your financial plan

Budgeting advice for Street Smarts

Setting goals will always impact financial planning positively. In fact, I believe that starting a successful financial plan is impossible without setting goals.

Setting goals is the key to make every plan in life successful. Financial plan is no different. In a financial plan you have to decide where you will allocate your money. There are many different options for you to use. Stocks, bonds, savings account, GICs are some common options.

What you ultimately decide to allocate your money to will depend on your financial goals. If your goal is to save for retirement, then you must set a goal for a specific amount that you want to save for retirement. This way you will know how much you need to save every month, and what type of account to use.

A savings account will give you less interest, but the money will be available anytime you need it. Bonds and GICs are long-term investments, and pay higher interest than a savings account. So, if you don't know where you want to go financially then you won't know where to allocate your money. Saving money and putting it in your piggy bank is the worst way to grow financially.

With goals you would get a direction. Your financial planner [if you have one] will also get a direction to help you with. The way you approach your goals in the financial plan will depend on your goals. Do you need money in the short-run to buy a car? Or do you need money to save for a house ten years in the future.

Depending on your situation, your financial plan can either be an aggressive or a passive plan. Aggressive plan will include investing in the stock market, and businesses where you can expect the return on investment to be higher.

Passive financial plan will involve a lot of saving and budgeting. If you need money in the long-run, then this is the way to go. It is secure and a steady way to grow your wealth. You can also choose to invest in high-security investments like bonds and GICs.

But, all this depends on your goals. Many people create a financial plan to build their wealth. But, how far do you want to go? Do you want to make millions of dollars or billions? These are very important questions. If you don't answer these questions, you might never be satisfied with your financial plan.

So, set a goal before you even think of financial planning! Set deadlines and write down the specific amount of money that you need by the deadline. With more specific goals, you will be able to make the perfect financial plan for yourself.

Why you should save money right now

It is important to start saving now! Don't think about it anymore, and get started today. There is nothing worse than procrastinating on anything in life.


The concept of building wealth steadily depends on when you start saving. If you need the money within the next few months, then you are already too late to save money. However, if you want to save money for your retirement or education 15-20 years from now, then you should start saving now.


Firstly, you need to give your savings some time to grow. To get a high return on your saved money, you will need to buy a fixed deposit account. GICs, Bonds, and stocks give high returns in the long run. GICs and Bonds require you to secure your deposits for at least 1 year.


This means that you need to start saving today, to get the benefits of it the next year. If you buy a longer-term GIC or bonds, then you can earn higher interest rates as well. If you buy stocks or GICs that provide a return on investment of 10% per year, then you will make a lot of money.


If you secure $2,000 today in a 10% ROI account, ten years later you can have $4,000. This is only assuming simple interest. If the interest rate is compounded on yearly basis, then you can have much more than $4,000. If you delay by a few years, and start late in life, then you will miss out on a lot of money.


Compounding interest means that the interest you earn on yearly basis, will be calculated as follows:


- Interest Rate already earned will be added to the principle and then multiplied by the interest rate. So, $2,000 + $200 multiplied by 10% will give you $220 in the second year. Every year, your interest earned will keep on increasing.


If you delay saving by one year, you will lose one year's worth of interest earned, and also delay your compound interest earnings. As you can see, saving right now is very important.


In addition, there is a recession these days and it can get much worse. If you start saving today, then you can avoid bankruptcy during a depression. The economic cycle is unpredictable, and it can either go into a depression or prosperity.


Many people are depending on social welfare these days because they did not save money for difficult economic times. You may lose your job next year, and you need to start saving now to prepare for any downfall.


Downfalls are a part of life, but if you start saving, your downfall won't be as devastating as it could be. So, start saving as soon as possible!

The best MBA programs

*MBA information for street smarts.

Masters of business administration degree is highly regarded in the business world today. The graduates from the top MBA programs find jobs more easily. In this article you will find the list of best MBA programs in the world.


The best MBA programs in the world according to me are Harvard, Kellogg MBA program, Schulich MBA, and Wharton MBA


Harvard MBA program


This program attracts the cream of the undergraduate programs. Only the very best students in the world can get an admission in the Harvard school of business. It is also a very expensive program costing around $90,000 for the two year MBA program. However, it is one of the most prestigious Universities in the world, and is highly regarded as one of the best business schools.


It is a dream school for millions of business students in this world, making the entrance averages very competitive.


Schulich MBA


Schulich is considered to be the best business school in Canada. It has a prestigious image within Canada, and many firms recruit at Schulich. Many Schulich graduates go into investment banking and make a lot of money.


The programs costs around $60,000, and it is slowly gaining world wide recognition for its excellent MBA program.


Kelogg MBA


Another one of the best MBA programs in the U.S. that has gained a lot of recognition around the world for being one of the best MBA programs in the world.


The average salary for Kelogg MBA graduates is one of the highest in the world, and they can find jobs in many sectors of business.


This is one MBA program that can match up with Harvard's reputation, then it would be Kelogg MBA program. It is also known for having great professors that have extensive knowledge about their subject.


Wharton MBA


This is another program in the U.S. that is known to produce top class business officials and offers top class education.


What makes these MBA programs better than others?


Most MBA programs are similar, and there is not a lot of difference between the best MBA programs and the average ones. However, there are also schools where you won't get a lot of knowledge and end up working at a low salary. The prestige of these programs makes them stand out. The professors and the students in these programs have had to compete for high GPA, extracurricular activities, etc.


But, I will say that there isn't a lot of difference in the program. It is the professors and the prestige of the program that make it different, not the curriculum. This is not the way it should be, but it is.

Obesity Facts and Information

Health information for the Street Smarts.

Obesity Facts and information
You have heard the term "Obesity" everywhere. Any blog, book or website you read about losing weight contains the term obesity. But when do doctors consider someone to be obese?

* Men with 25-30% and women with 30-45% fat are considered obese. You can actually have a normal BMI and still be obese if you have a higher body fat percentage.

* 74.1% of Americans are obese, from that 26 million are males and 30 million are females.

* United States is ranked 9th in terms of having the highest obesity rate with 74.1%; with Nauru topping the list with 94.1% obesity rate.
* You need 3200 calories to gain a pound.

* North Americans spend $60 billion every year on weight loss products.

If you are one of the people included in the stats, then you have work to do. Read tips around the blog and start right now to drop those obesity pounds!

Recession is over in Canada

Street Smart News

Bank of Canada officially declares that the recession is over. This declaration is based on the current employment rate, GDP rate, etc. Well, it might be over officially, but the unemployment rate is still higher than average. But, we didn't go in a depression.

Anyways, fellow Canadians start enjoying, because things are getting better!

SurveySpot Review

I am glad to say that SurveySpot is one of the few sites that have paid me for taking surveys. It is one of the professional sites on the Internet, that doesn't intend to steal your time and money.

After searching on the Internet for many hours, I found a few sites that stood out in the crowd of millions. SurveySpot is a survey company that collects information from the surveys for market research purposes.

I get my surveys through the mail, and I get around 4-5 surveys every week. One of the best things about SurveySpot is that their e-mail has always informed me about the reward for completing the survey. Many companies hide this information, and inform you the end of the survey.

In addition, SurveySpot has a greater variety of rewards. If you don't qualify for a survey, you will still be entered into their prize draws. You can play the Scratch and Win tickets, and get entries into the Sweepstakes for $25,000!

There are many smaller cash draws as well. This is what survey companies should be about. They should have cash draws, and also give cash incentives for the surveys at the same time.

The mail that they send me also states the type of survey that I will be taking and the amount of time it will take. The time is usually very accurate. The actual site has also undergone major changes since I joined.

They are always adding new things to their website, and improving the company. There are also a lot of fun surveys on their site, which do not pay any cash prizes.

These surveys are for people who just want to give their opinion about something. There are daily surveys on the website, and most of them are for entertainment purposes.

One of the things I don't like about this site is that they send way too many surveys that do not have a cash reward. There is a difference between the cash reward and the prizes. The cash rewards are guaranteed, whereas prizes are not. There are also a lot of surveys that give you entry into the sweepstakes. It gets a bit frustrating when 10 out 12 e-mails have "sweepstake surveys" only

If you just want to take the paid surveys, then keep an eye on your mailbox and only do the surveys, which have a cash reward. You can cash out once you have $10, and they pay by check.

The check takes a long time to come, but they have never missed my payments. I have been paid several times and there have been no problems in that.

Overall, a site that you must join if you want to keep getting surveys in your mailbox.

5 tips on becoming Street Smart

1. Read the newspaper- Reading the news makes you aware of the world, and your country. There are important issues in your city that you need to know about. If you got a brain of a businessman, some of the headlines in the news can be a business opportunity for you.

2. Read this blog- I always like bragging about my blog. I barely make any money through this blog, and it has taken me hundreds of hours to get all the information written here. You can get it all in 2-3 hours. So, read the blog regularly.

3. Be more productive- What have you done today? Have you done anything productive? Ask yourself this question every single day of your life! Don't mention your job as doing something productive.

Example

I have written this post, exercised for 1 hour, attended a family party, read 50 pages of a personal development book.

4. Do brain exercises- After buying a few books with IQ tests, I feel smarter in life. These IQ tests will test your brain and your knowledge. Give more IQ tests, and train your brain.

5. Exercise- Words simply cannot explain the benefits of the exercise. But, I'll try my best to explain. I feel more confident, energetic, smart, motivated, and young after exercising. All these qualities are necessary to become Street Smart.

Stop buying sports picks!

*Ignore this post if you don't bet on sports.

As sports betting became more common, many professionals started to sell sports picks on the Internet. They claim that you will make money if you purchase their sports picks. However, these picks cost a lot of money, and you will not benefit from them in the long run.

Firstly, many of these sites have free sports picks as well. They try to lure you into buying their "paid" picks and increase your return on investment.

They say that their free picks are not as good as their premium picks. Many of these sites do have professional sports bettors. But, even these bettors go through rough patches in their career. They are not perfect, and make a lot of losing plays.

If you have ever read about sports betting, or have been betting on sports for a long time, you will know that even the best of the sports bettors in the business have times when they lose. This means that you are not guaranteed to make a profit in the long run. In addition, the picks are expensive.

I purchased one pick, because it was being advertised heavily. It was a "guaranteed winner" type of pick. So, I got lured into it and decided to purchase the pick. The cost of the pick was $35. The odds on the winning team were 1 to1.4. So, it was a favorite already. I had to bet at least $100 to make $5 profit! If you ask anyone in the sports business, they will tell you that it's a bad investment.

To increase my profit, I had to bet much higher. However, the odds on the pick were very low. But, since I had spent $35 buying the pick, I had to bet something on it. So, I decided to bet $200 on the pick and the "guaranteed winner" lost. The next day I got an e-mail telling me that one of the pitchers was having a bad day, so he gave away a lot of runs.

There is always an excuse for losing a game, and that is what these people do. They will give a reason for their loss, and keep your money. Your money cannot be refunded, but you will get the next day's pick for free. I didn't think the next day's pick was worth betting at 1 to 1.25 odds.

I was disappointed, and decided not to waste my time buying picks. If these people were making money from sports betting, then why would they sell their picks? Why would anyone reveal all the games they bet on, when they make millions of dollars from betting?

The truth is that these are just above average sports bettors that do know their sports well, but their picks are too expensive to be worth the investment. They sell their picks, because they are not making a lot of money from their own picks.

Making $150 in one day (one time)

If you don't play poker, find another post :)

Becoming Street Smart involves analyzing new trends. Well, a new trend on the Internet is online poker. Now is a good time to get the bonuses for online poker. Before, you say to yourself, "Great, another guy telling me to join a poker site", I want you to think about this.

A poker company gives you $50 and free articles to read. Then, you play with the free $50. You grow it into $1,000, and keep playing. The site ends up getting a lot of money because they get rake. The poker site gets around $1 from a $10 pot.

To make a $1,000 you must have played hundreds of these pots. So, that $50 invested in you paid off huge!

However, you don't lose anything. Instead of depositing your own money, you get free $50 that a poker site invests in you. You know what that means? That means you are being sponsored to play poker! The amount is not in the millions, but I am sure that most of us would be happy to get $50.

You can get this on a 3 sites, so why not become street smart, make $150, and start playing some poker! click here for your free $150

Web Perspectives Survey Company Review

Web Perspectives is another survey site; which I would rate as a scam. Web Perspectives sends me surveys weekly and I receive a lot of surveys where the rewards are supposed to be $3-8 per survey.

I have not made a single penny through their survey company. There have been many times when I have done the survey for half an hour and I get pop up saying that they were looking for some other group of people to survey. They take your opinions and then don't pay you.

There have been sometimes when the next page says "cannot be displayed" which could be a problem in my internet connection, but ending the survey and having this error right before you can confirm your payment seems like a rare coincidence.

There are lots of other sites out there which don't waste your time and pay you even if you don't qualify for the survey. Take my word for it and spend time looking for better websites than Web Perspective.

Positives: Pays through paypal (free), survey rewards are high (if you are eligible)

My Rating: 5.5/10

More Helium Money Arrives!

As the Helium summer reward-a-thon ended September 22nd and the payments got issued on October 3rd. It took around 9 days to get the payments in my bank account, but they did arrive and so far this is my third payment and no mistakes have been made so far.

This payment was around $170 for writing one article every 3-5 days, that is a credible amount. The articles are also earning me $5-8 on monthly basis because most of them are ranked in the top quarter, giving me more search engine hits.

But as the reward-a-thon ends, so does my writing for Helium. If a new Reward-a-thon is introduced, then I will start writing again. So far I have earned over $300 and I am not really a good writer; just have a lot of general knowledge.

If you are a serious writer, then you can make money from the Helium Marketplace, where you can sell articles for $16-$300 per piece.

I have more writing stars, making me eligible for a higher payment for reward-a-thons, so I will definitely be writing more if more competitions are introduced and my next payment will be huge; predicting around $700.

How to make money During a Depression- Part 2

In Part 1, I gave stock betting as a solution to make money, instead of investing in the stocks, you invest "on" the stock. But if you are not a stock expert, it will be tough for you to make a significant profit from stock betting. Now lets talk about the more basic types to make money during a depression.

1.) Look for job options on the Internet. Since economic disasters don't affect some parts of the world, internet is a good income provider which was not available during the 1930s great depression. On the internet, the economy is always on the boom. Google advertisements are a healthy way to make money from a popular website or a blog created online. If you are one of the people that might get hit hard with the economic tsunami, then you should start looking online for job opportunities.

2.) Analyze the affects of the depression. A depression hasn't really occurred it; the economy might flourish again and I think it will. The economists must have learned something form the Great Depression and will try to prevent this from happening. Analyze what affects you are going to have if a depression does occur.

If you are a doctor, then you might actually make more money during the depression, due to the number of patients with high blood pressure, heart attacks, suicides, etc. In this case you don't need to worry about the depression at all! However if you own a business, or have jobs related to stock market, investing, real estate, then you will get affected and that is when you should start piling up some cash right now and look for other ways to make money.

3.) Do more work! If you only have a part-time job, then make it full-time or get two jobs. You need to work hard right now and earn as much as you can before you get fired. It is not difficult to handle two jobs; I know because I have done that in the past to pay tuition fees. If you don't want to suffer bankruptcy, then start earning more money by working more and spending less. Save some money and earn some money in case the depression comes.

MORE ON DEPRESSION COMING SOON!

How to make money During Depression - Part 1

Due to the popularity of the economic depression articles in the past few weeks, I have decided to write a series of articles on making money during a depression because we all might have to start thinking about that soon if the economy does not recover.

Not everyone during the great depression was in "depression"; in fact some people were able to make millions of dollars in that time using a combination of luck and brain.

How exactly did these people benefit from economic depression? The biggest economy game to play is stock betting. You basically make a bet on how much the stock will fall or rise and you get returns on it. I am not talking about illegal gambling. If you are an investor then you should be aware of what I am talking about. Stock betting is 100% legal and billions of dollars are floating on stock bets in the market.

Some conspiracy theorists even believe that stock market crashes are intentional so that stock bettors can make a lot of profit. This has never been proven, but could be true. For example, let's say my company is worth $50 million, and 30-40 people bet that my stock will drop to a value of $0. These 30-40 people had bets of $5-10 million each making a total of $400 million.

If I ask these bettors to give me a percentage of their profits if I decide to close my company, then I might end up making more than $50 million. So I make a decent profit while showing a loss in my company.

Yes, the false loss statements is illegal, but stock betting isn't. If you are an economist, then you should know which stocks are falling in prices and bet on them right now! There is no better time to bet on stocks than a depression. Since most stocks fall in value, your chances of making money increase and since there is a lot of talk about stock markets; you can easily access information.

Like I mentioned before, stock betting is done in billions of dollars and is a major part of the stock market profits/losses. People have already made money because of the huge stock market crash. That is why I tell you, "Become Street Smart and Make Money!"

The American Economy going towards depression

The major stock market crash, the donation by the government, then eventually a 1 trillion dollar loss; the American economy might be going towards another depression. If you have read my previous articles about the great depression, then you should be able to understand what is happening in the American Economy represents a similar pattern which occurred in 1930s.

1.) High Inflation Rate
2.) Stock Index reaching record highs and record lows in a small period of time
3.) Closure of huge businesses

The inflation rate for gas prices has been abnormally high. Not significantly high for one consumer, but all together the inflation rate is almost 30-40%. Stock markets have recently been funded, recovered and then went downhill. One of the major causes is the bank loans, which were granted to people who couldn't afford to pay back.

Banks usually take all your assets if you are unable to pay them the loan back. But the assets of Americans were no where near the loaned amount. This money was lost in businesses, stocks, gambling, stock betting, food, etc. Since most people failed, they had a huge debt and filed for bankruptcy. While this was happening, the banks were also not able to get money and this resulted in some of the major banks to increase interest rates or close down completely.

Make Money and Become Street Smart

5 quick tips to increase your traffic

Search Tag: Traffic tips

Any well established site has good traffic. In fact well established means that they are quite famous and have decent amount of traffic coming. Whether you want to sell your products or make money through selling ad space, one thing you will always need is traffic.

Tips to increase your traffic:

1. Signature Promotion: You have probably seen people on different forums with a small web link at the bottom. This is known as their signature, and many choose to put a quote there or something about themselves, but the smart advertisers will always put a link to their website. This will do two things.

: Bring traffic to your website without any investment at all.
: Increase your rank on google search engine.

2. Linking with other bloggers or websites: Well each website/blog has something special that other blogs don't have. IF you find a blog with similar content to yours and with some tiny bits of information on something you wrote about, ask them to do linking. Which means you give a link to their blog through your blog, and they do the same thing for you.

:This will make your blog seem more informative since someone has recommended it, and also make you look good because you have given a link to someone Else's blog which makes you look like someone who is less interested in money but more interested in helping people find what they want.

3. Keep your traffic satisfied: Thousands of bloggers write about something and then forget about it. Just type any random word.blogspot.com and you will find incomplete experimental blogs that give you no information. You will also find many blogs that are well-written with one page and that's it. You need to keep your customers(traffic) happy and not let them get bored. What fun would it be to eat the same food everyday?

:This is especially useful if you want to keep permanent traffic. Like people go to McDonalds every week, they will visit your blog once a week to read some more informative things and hopefully recommend it to others or link with you.

4. Long-term contests: Everyone loves contests including me. Running contests will especially help you if you are running a forum or a regular blog about something. Contests are usually held to give the owner more profit. Like the lottery corporation always gets more profit than the winners you will ultimately win in your contests.

: Some good contests to run are Referring Contests(Referring the most people to your forums.
: Article writing( The best article written on the topic will receive a bonus of $5)
: Most posts (1000+ posts receives a book on the topic you write about)

5. Refer your blog: If you see anyone asking questions about some topic, don't hesitate to refer them to your blog. A good place would be like Yahoo Answers. Many people are asking about good restaurants, healthy recipes; give them a link to your blog so they can refer to it for the answer they are looking for. This is a form of advertising so beware of the rules.

: Do not just give a link. Write an answer for the question and then just refer to your blog.
: Some more places to use it are facebook, myspace, forums, ect.

Digg it!

A free tool to improve your Search Engine ranking is to digg your business. What digg it means is that you describe your business and leave a website link for other people at digg to see.

I get a lot of visitors through digg, and it takes only a few minutes to set up. It is easy, free and gets you higher search ranking.

Join now and digg your business!

http://digg.com/

What is Inbox Dollars?

"Inbox Dollars Review"

Inbox Dollars claims to give you cash to complete offers. How exactly do they profit? Well basically they are affiliates with many sites such as survey companies, e-bay, amazon, etc. When you make a purchase or join any of these sites they get referral money.

For example if I join a survey company, it will pay Inbox Dollars $5 because I joined through them. What Inbox Dollars does is that they give you a share of their revenue they make from you.

The minimum payout is $30.00 and can only be reached if you spend hours and hours reading e-mails or purchase something. Cash offers are worth more since you will be giving a financial commitment for a product and through some loop holes; in many cases you will end up paying for the product.

Personally, I don't think Inbox Dollars is such a good site to make any money at all. It isn't special in any way. There are thousands of other sites out there with the same concept and they make a lot of money while you end up paying for a service you never wanted.

There are very few people who actually reach the minimum payout without signing up for a cash offer. The free offers will take a long time and you will need to post information such as zip code, phone number, e-mails for every sign-up which becomes a headache and pays very less.

On the other hand, if you are an online shopper then you might benefit because you will get referral revenue for products that you were going to buy with/without referral revenue. In this case you can reach the minimum payout fairly quickly.

Opinion Outpost Review

I have finally found enough reasons to write a review on a survey website. Opinion Outpost is one of the highest paying survey companies offering surveys to Canadian and U.S. citizens.

Opinion Outpost rewards points per survey; 10 points are equal to $1.00 cash. It is very easy to use and all you have to do is sign-up and check your e-mail on regular basis. Make sure that you complete and update all your profiles to get the most surveys.

Car surveys are only sent to people who have filled out information about Automobiles, so the more profiles you complete, the more surveys you will get. There is an easy Opt-Out option to get your account deleted. This option is ideal for anyone who is skeptical about Opinion Outpost. If you don't like it, simply delete your account and you will not receive any more e-mails.

It is a simple concept. You provide opinions > You get paid > Survey Site gets commission > The survey results influence the future products. Everyone wins in this situation, and the best thing about Opinion Outpost is that you don't get surveys that don't pay and you don't get spam e-mails.

Introduction to Blogs

Blogs are multiplying at a fast rate. Thousands of blogs are created everyday and lots of people out there are making money off a simple page of information which requires a few dollars or mostly absolutely no investment.

It is even better than a lottery ticket. You don't spend a penny but you might end up being a millionaire, but there are higher odds in blogs to make at least a little amount of money.

Money shouldn't be the first goal for a fairly new blogger and since this article is an introduction to blogs, I am assuming most of you reading are fairly new to the concept of blogs and making money without investing any.

Steps for a new blogger to quickly set up a blog and start posting!

- Visit www.blogspot.com
- Create a Gmail account (If you don't already have one)
- Use the same id to create a blogger account
- Choose a template and start posting anything you like except gambling related content
adult stuff(xxx)

Once you have a blog set up, next thing is adding content to it. Write about anything that you would not be bored writing about. I don't get bored writing about cricket, poker and blogging itself on my blogs and that is why my blogs get a lot of appreciation because my writing doesn't seem boring and you should do the same thing with the topic you love.

Types of blogs:

Personal( For your profile, making online friends, sharing personal goals etc.

Business: Advertising/selling products as an affiliate for a product

Random: Any topics basically that you know a lot about and want to write about.

If you write about Biology when you know nothing about it, people are generally not going to visit your blog again when there are thousands of blogs out there giving more information. There has to be something unique about your blog.

Quick steps to make your blog above average:

- Be creative( Don't copy or paste because it is your personal blog which should contain information that you know)

- Choose a good topic ( Choose something that will also interest others to read about. Lets say you love writing about your school friends and books. You should choose books because people reading won't know who your friends are and would be bored quickly)

- Quantity vs Quality information ( You should write quality information which means don't spam your blog with the same thing over and over again and also write a good quantity of work which means you have enough information for people to read about.

Use the above tips when making your first blog.

Then you need traffic to your blog. You aren't just going to create a blog to get read it yourself because you can do that on MS-Word. You create blog for others so you need to get others to see your blog.

Ways to increase traffic:

- Signature Promotion: Join forums about blog communities, Facebook and use your blog name as a signature under your profile.

- Linking: Tell anyone with the same type of blog as you to add a link to your blog for more information and you do the same thing for their blog. (This gives a higher Google search rank)

- Advertising on Google. Create an Adwords account on Google and start posting ads on Google about your blog if you are selling products. This gets a lot of targeted audience since Google Ads are shown only when specific word is typed. (Use advertising only if you are selling products.

So you have your blogs set up and everything running. You need a way to make money now. Everyone deserves couple hundred dollars for providing useful information. To do that create a Google Adsense account and use the same e-mail has the blogger.com e-mail. Once you have it set up put Google ads on your blog. When someone clicks you get paid from anywhere between 2-70 cents. Which sounds like a low amount but if you get 100 visitors and get 5 clicks it can convert into $3.50. That is for a very low traffic range, but when you start getting more and more traffic the profit keeps rising and you won't have to put much effort.

You are making money while you are having fun creating a blog of your own. Before ending this article, here are some last things to make a note of

- Keep adding information regularly so you can get permanent traffic.
- Keep promoting your blog through the traffic tips stated above.
- Write about what you know and would love to write about.
- Don't click on your own ads as this will get you banned.
- After your blog gains popularity switch to another form of advertisement which will make you more money.